Definition: "Progressive pet insurance" refers to a type of pet insurance that pays out based on the growth of the cost of medical expenses in relation to the total annual premium paid by the policyholder. The term "progressive" means increasing or advancing, indicating that the costs of the treatment or procedures are gradually increasing as the policyholder's financial circumstances improve. The insurance covers both emergency and routine care for a pet, including vaccines, dental work, and other preventative measures. Depending on the policies available, some may also cover certain types of surgeries, such as heartworm treatments or ear infections, in addition to routine care. Progressive pet insurance is typically offered through a variety of options, from individual policies to group plans. The amount paid depends on factors such as the policyholder's age, gender, and breed, as well as any pre-existing conditions that may affect their ability to pay for medical treatment. Overall, progressive pet insurance aims to help pet owners manage costs by providing coverage for emergency care without requiring them to allocate a large portion of their income toward their pet's expenses.
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